ELAS expert supports the policyholder in order to obtain the best compensation in the event of fire damage. The consultancy service allows the assessment of damages also providing any remediation or disposal of waste as well as the search for any other liability.

 

In general, fire insurance covers damages that are caused by fire, explosion or burst in movable and immovable property. The risk is usually assessed based on the amount of combustible materials used in the production of goods that are the subject of insurance protection and the intended purpose of the property subject to the policy. It follows that higher is the fire risk greater will be the cost of insurance.

 

The fire insurance policy repays the direct physical damage that are caused by the fire, and consequential damages, ie those which are due to fire, even if not directly caused by this. The policies finally may include a list of damages that are not reimbursed, such as, for example, those arising from acts of terrorism, nuclear explosion, or caused by the insured with intent.

 

Our experts provide customers support during the assessment phase of the policy to ensure that it meets the real needs.