This policy provides accident insurance on an all risks basis, to machines that use electricity, suitable for companies but also professionals who use electronic devices.

It covers all damages except those excluded, specifically listed, and ensures the equipment buyback or its servicing.

What can be insured:

- electronic equipment damages;
- restoring data and programs costs;
- business interruption higher costs resulting from damages claimable.

Against such damage:

- endogenous events (fault, short circuit ...);
- exogenous events (fire, theft, lightning, flooding ...).